Uninsured Motorists

In Missouri, Kansas, Oklahoma, and Arkansas when the at-fault party does not have automobile insurance it is considered an uninsured motor vehicle accident. It is against the law to drive a vehicle without insurance in these states but some drivers break this law and are on the road without insurance. These claims are referred to as "uninsured motorist" claims. Sometimes, the applicable policies can be “stacked” by law in order to expand the available compensation. All of these states require only a small policy in order to drive a vehicle. Many times a drunk or negligent driver causes injuries for which the minimum legal policy is not sufficient enough to completely compensate an injured victim. These are referred to as "underinsured motorists" claims. In these accidents, it is very important that an experienced attorney investigate the applicable policies and process the claim in accordance with the contractual language. Failure to follow the contractual steps in your own insurance policy can result in the loss of benefits under that policy.

A motor vehicle accident is traumatic enough, both physically and emotionally, but when there is no insurance or not enough insurance it can be more complicated. As the victim, you are dealing with injuries. It is too difficult to add to the recovery process, the worry of who will pay for the hospital bills, lost wages, and future care. If you or a member of your family were injured in an uninsured or underinsured motor vehicle accident, Bishop & Hayes are the right attorneys to make sure the insurance company does not take advantage of you.

If you have questions about a uninsured / under-insured motorist accident, contact Bishop & Hayes now. Call, email, text, or message us and you will be talking to Brad Bishop or Tim Hayes within minutes. We will answer your questions today, and you can decide if we are the right attorneys for you.